Конференция, 2016, Новата идея в образованието. Том 1
Permanent URI for this collectionhttp://research.bfu.bg:4000/handle/123456789/1784
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Item РАЗПРОСТРАНЕНИЕ НА ФАКТОРИНГА В БЪЛГАРИЯ(Бургаски Свободен Университет, 2016) Тасева-Петкова, ГаляThe article examines the diffusion of factoring in Bulgaria. The analysis used data from empirical sociological survey conducted among 1000 non-financial enterprises. The results revealed a low diffusion of this service in the country. Empirical tests showed statistical connection between the use of factoring and basic characteristics of enterprises as their main activity, size and breadth of the market. It was found that a significant factor in low diffusion of factoring in Bulgaria is the fact that it is available mainly to large-sized companies. Construction and industry sectors are with the highest percentage of companies using factoring. Among the explanations for this is that they have a larger scale and higher need for short-term financing, due to the slow turnover of assets. Wider diffusion of factoring is observed among the companies exporting goods and/or services. Among the reasons for this are high risks accompanying foreign trade. Moreover, the administration of export transactions is more expensive and difficult. In addition, these transactions are usually for larger amounts and longer periods of deferred payment, creating liquidity problems for companies. It was also found that an essential factor for the low diffusion of factoring in Bulgaria is that companies are not familiar with this service.Item ПАЗАРНА СИЛА НА ФИРМИТЕ И МЕРКИ ЗА ЗАЩИТА ОТ ПРОСРОЧЕНИ ВЗЕМАНИЯ(Бургаски Свободен Университет, 2016) Тасева-Петкова, ГаляThe article explores the existence of a relationship between market power of companies and implementation of measures to reduce the risk of arrears. The analysis used data from empirical sociological survey among 1000 non-financial enterprises. In the Bulgarian economic conditions characterized by a shortage of liquidity, weak protection of the rights of the creditors and lower contractual discipline, empirical results show that the greater market power enhances companies to implement various measures to reduce the risk of arrears. It was found that the higher sales, the availability of developed innovative products and services, as well as numerous other actions leading to increased market power of the companies favor the increased use of some of the most popular in the country measures to reduce the risk of overdue receivables, such as requiring advance payment, suspension of supply of incorrect customer, requirement of a bank guarantee and taking legal action to recover debts. It can be concluded that increasing the competitiveness of companies and strengthen their market positions will contribute to alleviating the problem of overdue trade receivables.