ПРИЛОЖЕНИЕ НА СИСТЕМАТА БОНУС МАЛУС В БЪЛГАРИЯ – КРИТИЧЕН ПРЕГЛЕД И ЕМПИРИЧЕН АНАЛИЗ
dc.contributor.author | Илиев, Никола | |
dc.date.accessioned | 2025-04-17T06:59:59Z | |
dc.date.issued | 2019 | |
dc.description.abstract | Bonus-Malus System (BMS) in car insurance is an insurance system that adjusts the premium paid by a customer in accordance with their individual claim history. The insurer must collect a higher premium from riskier drivers and lower premium from less risky drivers, instead of an equal premium from all drivers, for reasons of fairness. This creates the perception of a justice in good drivers and a correction stimulus in behavior of bad drivers. | |
dc.identifier.issn | 1313-8758 | |
dc.identifier.uri | http://research.bfu.bg:4000/handle/123456789/2084 | |
dc.language.iso | en | |
dc.publisher | Бургаски Свободен Университет | |
dc.relation.ispartofseries | 2019; с. 248-251 | |
dc.subject | Bonus-Malus System | |
dc.subject | Initial Class | |
dc.subject | Transitional Rules | |
dc.subject | Premium Correction | |
dc.title | ПРИЛОЖЕНИЕ НА СИСТЕМАТА БОНУС МАЛУС В БЪЛГАРИЯ – КРИТИЧЕН ПРЕГЛЕД И ЕМПИРИЧЕН АНАЛИЗ | |
dc.title.alternative | IMPLEMENTATION OF THE BONUS-MALUS SYSTEM IN BULGARIA – CRITICAL REVIEW AND EMPIRICAL ANALYSIS | |
dc.type | Article |